The Long Term Care Benefit Plan

Convert Life Insurance into a Long Term Care Benefit Plan paid monthly to the care provider of your choice.

Life Care Funding converts your existing life insurance into an immediate Long Term Care Benefit Account to pay for the cost of care directly every month. Qualifying is quick and uncomplicated, and there are no fees or obligations to apply. Once approved, you choose the type of long term care that is best for you: Home Healthcare, Assisted Living, Alzheimer’s Care, or Skilled Nursing Home Care.

Take control of the Quality of Care you or your loved one receives. Before you sell valuable assets and drop any life insurance policy to qualify for Medicaid, see if you qualify for the Long Term Care Benefit Plan. Converting a life insurance policy is a Medicaid qualified spend-down of the policy and preserves a portion of the death benefit for the family. After years of premium payments, many policy owners will allow a policy to lapse or surrender it for any remaining cash value. Don’t make the same mistake when your policy could be converted to pay for the costs of long term care and funeral expenses.