Life Settlement Funding

A Life Settlement can be a "funding bridge" to help people with a life insurance policy that have experienced an urgent need for liquidity; but would prefer to not tap into their home or stocks during down economic times or to be rushed into selling dearly held assets during a time of personal crisis.

Liquidate any existing life insurance policy for an amount greater than the "surrender" cash value for individuals 65 or older.
There are no caps on the amount of money that can be raised through a Life Settlement.
There are no restrictions on how money raised through a Life Settlement can be spent.
A Life Settlement is the sale of your policy, not a loan, and has no restrictions or requirements to be paid back.
A Life Settlement is not a reverse mortgage, not long term care insurance and not a government program.
There are no interest fees, guarantees, or liens associated with a Life Settlement.
There are no upfront fees paid by the policy holder.

A Life Settlement transaction offers the highest payment possible based on an existing policy, no restrictions on use of funds, no requirement for re-payment, no up front fees, no requirements to be below set asset and income levels, and the price for a policy is determined in the open market through a competitive bidding process involving multiple financial institutions.

Click here to see if you qualify for a Life Settlement

Are you prepared to cover the costs of Long Term Care for you or your loved ones—potentially for many years to come?

A 65 year old couple will need to have saved $300,000 to cover health care costs for 15-20 years (and $500,000 if they live into their nineties). This does not take into account the added costs of Independent and Assisted Living Communities, Home Healthcare, and Skilled Nursing Homes which according to MSN Money.com (3/29/2008) are considered “staggering”. In fact, as many as 75% of people run out of all personal savings in the first year of paying for Long Term Residential and Home Healthcare services.