The Benefits of Life Care Funding

Legal Rights of Policy Owner

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Q: Did you know that a life insurance policy is legally recognized and protected as personal property and the policy owner has the guaranteed right to convert or transfer the policy in any way the owner wishes?

A: The U.S. Supreme Court ruled in 1911 (Grigsby v. Russell) that a life insurance policy owner's right to convert or transfer their policy without limitation is no different than any other form of personal property.
Supreme Court Ruling on Life Insurance as Transferable Property

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