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Welcome to Life Care Funding Group

Q:Is it Time to Consider Cashing in a Life Insurance Policy for its Life Settlement Value?

A: If a policy owner has outlived the purpose of a life insurance policy, has decided that it has become an under-performing asset, or has had a life event that requires liquidity-- then selling a life insurance policy through a Life Settlement transaction should be considered.

If you are over 65, or diagnosed with a terminal health condition, and currently own a life insurance policy—then you are eligible to sell your policy through a Life Settlement transaction.

A Life Settlement can provide seniors and their families with peace of mind during a time of transition or financial crisis. The liquidation of a life insurance policy through a Life Settlement can act as a "funding bridge" to help cover the costs of retirement and senior living when other assets such as a home or stocks are underperforming or difficult to sell.

FAST FACTS:

  • Life Settlements are the sale of an in-force life insurance policy to institutional funders, while the policy holder is alive, for an amount greater than the cash value and less than the policy’s final death benefit.
  • Age 65 or older (ages as young as 55 can be considered).
  • All forms of life insurance with a minimum face value of $50,000 can qualify.
  • There are no caps on the amount of money that can be raised through a life settlement.
  • A Life Settlement is the sale of an asset, not a loan, and has no restrictions or requirements to be secured or paid back.
  • There are no upfront fees paid by the policy holder.
  • The policy owner is no longer responsible for paying premiums once a Life Settlement is complete.

Contact us today for a free, no-obligation consultation

Economic Response Alert Life Care Funding Group Responds to Economic Crisis:
Life Insurance is the Most Stable Asset

The Benefits of a Life Settlement

"A robust secondary market will increase customers’ valuation of life insurance policies. Economic theory holds that an active and efficient secondary market for a good improves the liquidity of the good as an asset, and thus increases the value of the good to consumers."

- The Wharton School, University of Pennsylvania