You may feel like the New Year is not the time to talk about long-term care. It’s a time to celebrate, after all, and conversations about the future may seem inappropriate during the festivities. But in fact, nothing says “I love you” quite like making sure your loved one is well-cared-for and prepared for what’s to come.
Everyone is Together
Holidays are a perfect time to make big decisions about the future because they tend to be the time when loved ones gather. You may not find another time of year when everyone in your family has the time to get together and sit down for a long discussion. But during the winter holidays and into the New Year, you’ll find opportunities for lengthy discussions.
You’ll get to check in on your loved one
Spending time with your aging loved one during a holiday will give you a better idea of how he’s doing. Can he still run errands, prepare meals, and see to his personal hygiene? What does he struggle to do now that he could do easily last year?
A New Year means new beginnings
Changing the calendar is also a signal to reevaluate where things stand and to make goals for the year to come. It’s a natural time to discuss other transitions, too – including big life transitions. Evaluate the past year, including changes in health, financial situation, or capabilities, and adjust your loved one’s long-term plans accordingly.
There’s no time like the present
If you haven’t talked about long-term care with your family, you should do it as soon as possible. You never know what might happen while you make excuses for putting off the big conversation. By knowing your options now, you’ll be prepared – whether it’s next month or ten years from now – for the necessary next steps.
You’ll have free time to research
If you have time off of work or activities around the new year, you have some extra time to look into options for long-term care planning. Educating yourself and your loved one on insurance options and types of long-term care will leave you better prepared to make important decisions now or down the road.
When you and your family are discussing long-term care this New Year, remember that the experts at Life Care Funding can help you answer questions and make financial decisions for the future. Make planning a priority and start your New Year right by talking about long-term care with your loved ones.